Committed to your needs Customers first
Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
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Connecticut Home Financing LLC
33 Redwood Dr.
Bethel, CT 06801
Office Phone: (203) 790-7835 Fax: (203) 790-1963
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 Mortgage News Daily
MBS MORNING: Probing Passed Pivot Points - 1 hour ago
Posted To: MBS CommentaryA pivot point is a significant technical price level where the market has previously accumulated (bought) or distributed (sold) a financial instrument in high volume. Pivot points can also be moving averages or key retracements. The 10yr is currently +0-11 at 99-16 yielding 3.437%. 3.42% is a key pivot point. We need to break 3.42% resistance to test 3.38% again. If we fail to break 3.42% it would be relatively bearish, but not really in terms of the big picture. The range continues to provide meaningful directional guidance....3.50%= cheap, 3.27 = not cheap. However if mortgage rates are to move lower, 3.42% needs to be broken! "Rate sheet influential" MBS price appreciations have stalled out after reaching Friday's pre-NFP price levels. The FN 4.0 is +0-09 at 99-03 and the FN...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Originator Options: Work for Yourself, Partner with a Bank, Write Loans for Retailer - 1 hour ago
Posted To: Community CommentaryWe live in a small town called Los Gatos that is located in Silicon Valley. The population is around 35K people and is tucked in at the base of the Santa Cruz Mountains. One of it's claims-to-fame is that it hosts the largest children’s Christmas Parade in the county. It was held this Saturday. Below is one of the entrants, the Stanford University Marching Band. I had a meeting last week with another mortgage banker that is wrestling with the decision to stick it out on his own, partner with a stronger better capitalized entity like a bank or go work for a larger mortgage bank. With net worth requirements of FHA, GSEs and investors continuing to increase, many owner operators are confronted with this decision. Let’s look at why you might select one: 1. Stick it Out on Your Own...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
AmTrust Stops Taking Locks; News from Freddie & SunTrust; Rates Sideways - 3 hours ago
Posted To: Pipeline PressHere we are on the 68 th anniversary of Pearl Harbor Day, with the mortgage banking business facing unprecedented new regulatory reforms, and what are the folks in the trenches saying? "Does anyone get the feeling mortgage banking is a ghost ship, to sail the seas endlessly, with a crew of the damned? Didn't Disney make a movie with that plot, or am I once again in front of the curve?" "Things are going really well for us. Right now we run a best effort shop and thinking about making a slow transition into hedging. We've been hiring on many new brokers and new loan offers so we're expanding and hiring like crazy!" "Things in the lending industry continue to be challenging, but isn't that why we're still here? 'Cause we LOVE our jobs: daily rate...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS OPEN: Sleepy Start to Session - 4 hours ago
Posted To: MBS CommentaryGood Morning.Happy Monday Recap of Last Week ... New Residential Construction Spending +4.4%, Commercial Building -3.7%. READ MORE Pending Home Sales move higher for 9th consecutive month. READ MORE Loan apps improve in holiday shortened work week. READ MORE FHA to increase minimum FICOs, reduce seller concessions, increase premiums, down payments. READ MORE Addressing the Root Cause of the Housing Crisis. READ MORE Warehouse Lending is Profitable for Community Banks. READ MORE Wholesale Lending Not Dead, Originators Adapt to New Environment. READ MORE How Did the Jobs Report Affect Mortgage Rates. READ MORE AmTrust NO LONGER TAKING LOCKS. READ MORE Fed MBS Purchases Support Lenders. Bernanke Hints at Program's Extension. READ MORE After moving outside the range in holiday trading conditions...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Week Ahead: Treasury Auctions, Bernanke, Retail Sales, Consumer Credit on Thin Calendar - 4 hours ago
Posted To: MND NewsWireThe relatively slow week ahead should give financial markets plenty of time to digest Friday’s employment news, which saw the nation’s unemployment rate fall to 10.0% as just 11,000 jobs were lost in the month ? the smallest monthly decline since December 2007. Key data doesn’t hit markets until Thursday so lots of attention will be put on Ben Bernanke’s Monday speech. The dollar rallied on the jobs report and this morning those gains have been extended to a one-month high. The dollar is gaining against commodity currencies and the euro is below $1.48, though no progress has been made against the yen. In contrast to the dollar, equities are falling alongside oil prices and gold. Two hours before the week’s opening bell, the Dow is 33 points lower at 10,367 while...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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